This functionality is implemented using Javascript. It cannot work without it, etc...

We are loading the information...

Skip to main content


Who is eligible for this plan?

Universal is a plan for government employees, retirees without Medicare A and B coverage, and their direct and optional dependents, who during the established enrollment period join or renew their coverage.

Directory icon

Learn more about the requirements and steps to join any of our health plans

Directory icon

Am I eligible for this plan?

  • $12 copay for General Practitioner office visits.
  • $20 copay for Specialist office visits.
  • Teleconsulta Program 24/7.
  • $0 copay for preventive services required by Federal Law, including services for children, women and adults.
  • One pair of eyeglasses from the Preferred collection or contact lenses up to a maximum of $150 per policy year, through Ivision International participating providers.
  • 40% coinsurance Oral chemotherapy.
  • 40% coinsurance for respiratory therapies.
  • Up to $1,000,000 per year, per member for Organ and Tissue transplant services through Major Medical coverage, subject to 20% coinsurance.
  • Dental coverage for exams, cleanings, extractions, endodontics and more.

Coverage of this plan

  • Hospital services
  • Medical-surgical services during hospitalization
  • Medical-ambulatory services
  • Specialized Diagnostic Tests
  • Maternity
  • Services in the United States
  • Pharmacy
  • Dental services
  • Additional benefits

Frequently Asked Questions

Contact us:

Call us at

(787) 774-6070

787-277-6653 787-474-6326