Saving to fully enjoy your retirement when the moment comes can be as easy and convenient as obtaining a Universal Life Policy.

Life insurance doesn’t only protect your loved ones in case you are no longer here. Some insurances, like the Universal Life Policy, also have a long-term savings component. If aside from obtaining the benefits of life insurance, you are also interested in complementing your income for the future, the Universal Life Policy might be ideal for you.

The Universal Life Policy is a whole life insurance that covers you while you pay the premiums. In this type of policy, the amount you pay in premiums, as well as the total coverage, are flexible. Once a year has passed since the policy has been activated, you have the option of adjusting your monthly payment and your coverage as your needs and circumstances change.

In a universal policy, a portion of your premium payments is saved in an account that accrues interest with time. In addition, you also have the option of determining how much to contribute to this account with your premium payment.

In the future, when the amount of securities is higher, you can make partial withdrawals or take a loan with these securities as collateral. That is what makes the Universal Life Policy an excellent addition to your savings, pensions, and other sources of income you may have. Remember that the sooner you acquire your policy, the more affordable the insurance cost will be, which will allow you to accrue more securities. It is never too early to protect those you love the most and to plan your future.

For more information about the Triple-S Universal Life Insurance Policy or any other life insurance, visit or call us at (787) 771-1862.